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This work is about the banking system and its uses for different individuals and businesses. Chosen a bank to discuss its functionality. The selected bank is the Abu Dhabi Commercial Bank which was founded in 1985. It discusses various business loans , personal loans and other financial services provided by the bank.
1. Presentation of the Bank The selected bank is the Abu Dhabi Commercial Bank which was founded in 1985. It was formed as a public shareholding corporation with limited liability. ADCB is registered under the Federal companies law of UAE, Law No. (8) Of 1984 under section 4. It operates in the UAE under the banking license that is issued by the Central Bank of UAE. It provides a range of services from consumer banking to corporate banking, trade finance, structured finance, Islamic banking, foreign exchange, derivatives and financial advisory services. It holds a subsidiary with the name of Abu Dhabi Commercial Islamic Finance. It is currently operating 47 branches, 4 pay offices and almost 265 ATMs across UAE. In the year 2010 4 new branches and 99 ATMs outlets were launched. It is also operating in India with 2 dedicated branches. (ADCB, 2014) ADCB is focusing on the retail sector, it has strong market share in the retail sector and its franchises are reflecting its large customer base. It competes with regional, local and major international financial…

titutions. (Abu Dhabi Commercial Bank, 2014) ADCB has acquired a 25 percent share of RHBC, which is a leading Bank of Malaysia. That will boost the way for a strategic partnership between these two financial institutions. The Mission of ADCB is: To build a partnership with their customers that will last lifetime by Treating every individual customer well Offering unparalleled and innovative services Never to forget that the customer has a choice. The vision of ADCB is: To be the number one choice of customers in the banking sector if UAE. A financially successful, constantly innovating and successful organization of the utmost integrity that is respected by the customers, competitors, and the community.


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